Get Assistance
Apply for a PAL
Purchase Assistance Loans (PALs) provide up to 30% of the purchase price as a silent second mortgage — no payments, no interest for 3–5 years. Submit this intake form and our team will follow up within 3 business days.
Eligibility Overview
- → Household income 80–140% of area median income (Southern California)
- → Primary occupations: first responders, law enforcement, military, teachers, nurses, and similar workforce roles
- → Intend to occupy the purchased home as primary residence
- → Pre-qualified for a conventional first mortgage
- → Willing to complete mandatory financial education program
Not sure if you qualify? Submit the form anyway — our team will assess eligibility and let you know your options.