Education & Updates
Stories
The Problem
The Lost Middle Class: How California's Middle Earners Got Left Behind
Teachers, nurses, first responders, and military families can no longer afford to own a home in the communities they serve. Here's why — and what we're doing about it.
March 9, 2026
Programs
How PALs Work: A Simple Explanation of Our Purchase Assistance Loan Model
Silent second loans that recycle when repaid — funding new buyers continuously from the same capital pool.
February 19, 2026
Builder Program
Why We Partner With Builders — And What It Means for Housing Supply
Small and medium builders are the fastest path to new affordable inventory. Our land and acquisition loans help them build it.
February 4, 2026